Affordable credit for livelihoods

Who are our Investees?

Our investees are primarily entrepreneurs and students from low income households who do not have access to credit. However, we do intervene with our credit program in other areas that help in fulfilling the basic needs of low income households, such as housing, health, sanitation and indebtedness due to high interest loans.

Interest Rates

Business

Business

upto 10% flat p.a. (18% APR)


Loans for businesses at customized interest rates make a huge difference to our communities. Lack of customized credit prevents entrepreneurs from starting up or expanding their businesses. Our loans enable investees to kickstart a livelihood activity and expand it further.

Artisan

Artisans

upto 6% flat p.a. (11% APR)


Loans for artisans are critical to keep the artform and the artisan alive. Even with access to markets, artisans are not able to sustain themselves due to lack of credit. Our loans help creative entrepreneurs like artisans and weavers get access to much needed working capital.

Education

upto 5% flat p.a. (9% APR)


We believe, right education can help accelerate an individual’s escape from poverty. We provide loans for primary and secondary school education and higher education without collateral.

Housing

upto 6% flat p.a. (11% APR)


Owning a home is a big deal for our communities. Lack of affordable credit results in people not being able to own their homes. Our housing loans are co-created with communities and partner organisations to ensure it is not burdensome. It helps them own their dream home.

Testimonials

Have some more questions?

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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.

Lorem Ipsum is simply dummy text of the printing and typesetting industry?

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only.

Lorem Ipsum is simply dummy?

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only.

Lorem Ipsum is simply dummy text of the printing and typesetting industry?

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap.

Lorem Ipsum is simply dummy text of the printing and typesetting industry?

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap.