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Ajay Kant Tamta

#courageous#determined
Ajay needs credit to expand her retail business.

Retailpreneur

Almora, Uttarakhand

₹ 75,000 has been disbursed

390 potential days of livelihood i

₹ 62,500 is the current outstanding balance

100 0 0 12500 0 0

100%

0%

0%

Ajay lives in Almora, Uttarakhand, and is an entrepreneur. He receives income from running a small retail store. He is looking to expand this business so that he can enhance his livelihood. Ajay will invest in winter clothes for his business. He feels that his disability must not come in the way of him being independent. Therefore, expanding his business is his first initiative in the same direction. He wishes to motivate his family and other members of the differently-abled community. Invest in Ajay so that he can expand his business.

I wish to support my family and motivate differently-abled youngsters of society.

About Ajay Kant Tamta's livelihood

Ajay is a retailpreneur who works 10 hours a day for 6 days a week. With this loan Ajay will potentially obtain employment for 390 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

4.0%

7.2% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

₹ 75,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Retail store

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B

Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Know more
Udhyam housed under Agrani India Foundation

Established in

2017

With Rang De from

2020

Founded by

Pankaj Wadhwa

Udhyam Entrepreneurs' rural entrepreneurship program was conceived by the people working in Uttarakhand to encourage entrepreneurial development in rural communities of the Kumaon region of Uttarakhand. The idea behind the “Changemakers” program is to create entrepreneurs who create jobs and opportunities through mentoring and providing credit. As change agents, they facilitate this idea by being the drivers of change, further in their communities by creating a buzz about entrepreneurship and role models in the community.

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