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Arti Bhandari

#selfless#humble
Enable Arti launch her retail business to support her family

Retailpreneur

Rudraprayag, Uttarakhand

40,000 has been disbursed

273 potential days of livelihood i

19,999.93 is the current outstanding balance

69.23 7.69 23.08 20000 6667 2222

69%

23%

8%


Arti Bhandari is an aspiring businesswoman. She has been working as a farmer for the past four years but now wants to venture into a new trade, so she can grow her income. Her husband, Sajjan Singh works as a teacher in a nearby school. Arti is seeking credit to make the purchases of daily needs items to start a small retail business. By doing so, Arti hopes she will be able to attract customers who will then frequent her store to buy their daily needs. In the long run, she hopes to open and run a full-fledged retail store. Arti’s dream is to provide a good education for her children and to ensure that her family has access to good health facilities. Invest in selfless Arti today.

My dream is to provide good education and health facilities for my family.

About Arti Bhandari's livelihood

Arti is a retailpreneur who works 6 hours a day for 7 days a week. With this loan Arti will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

5.0%

9.0% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

40,000

Loan
tenure

18 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Retail store

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Ushamath Mahila Mahasangh

Uttarakhand
Partner since 2019

About

UMM works with women SHG groups in the remotest parts of Uttarakhand. To stop the tremendous migration of people from this region, UMM works to build self-sufficient entrepreneurs from the community.

Impact Narrative

The difficult terrain and extreme weather of Uttarakhand makes it an arduous task for the people of the state to access financial services. The partnership between Rang De and UMM works towards bridging this gap.

Rs 43,90,000

Disbursed

127

Investees

86%

Repayments

We have partnered with Rang De to ensure financial inclusion to the most excluded communities of Uttarakhand.

- UMM

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