false
false 0 0 zlXSPVa3gS

Ashutosh

Bhoyar

Agripreneur

Yavatmal, Maharashtra

273 livelihood days

Borrower Image 1 Borrower Image 2

Ashutosh

Bhoyar

#breadwinner#resilient
Ashutosh needs credit to avail storage facility to his produce.

Agripreneur

Maharashtra

273 potential days of livelihood

95,000 loan is fully repaid

95,000 loan is fully repaid


About Ashutosh

Ashutosh Bhoyar is waiting for his produce to be sold at a competitive price. He had toiled hard processing, cleaning, and segregating his produce. Due to the falling market, he intends to hold his produce for a little longer. To avoid mold and spoilage he needs to store it in a proper storage facility. This loan will help him add value to the end product with further refining. It will help him wait and not need to sell his produce in distress. This loan will also help him start the new Rabi season on time. Invest in Ashutosh as he continues on with determination.

About Ashutosh Bhoyar's livelihood

Ashutosh is an agripreneur who works 6 hours a day for 7 days a week. With this loan Ashutosh will potentially obtain employment for 273 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Ashutosh Bhoyar has consented to pay the interest as below:

Investee
pays

5.00% flat p.a.

9.00% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

3.00%

5.40% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

95,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Excellent

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Gramheet Private Limited
   view website
Partner logo

Established in

2020

With Rang De from

2020

Founded by

Pankaj Prakash Mahalle, Shweta Suresh Thakare

Gramheet is a social enterprise committed towards a 'farmers' first approach. Gramheet provides farmers with a bundle of services ranging from pre to post-harvest through collaboration with FPOs using a digital platform. The services offered include warehouse facilities, post-harvest credit, market linkages, access to farm inputs, input credit and value-added services at their village trade centres. It acts as a one-stop service centre for farmers where they can avail all the services at farm-gate. Gramheet aims to increase the farmer’ income while reducing their debt burden from informal sources. Currently, Gramheet is operating in the Yavatmal district of Maharashtra (Central India) which is is considered to be the most distressed agricultural region has recorded the highest number of 'farmers' suicide in the country.

whatsapp_icon

3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS