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Bala

Jayalakshmi

Agripreneur

Anantapur, Andhra Pradesh

312 livelihood days

Borrower Image 1

Bala

Jayalakshmi

#dedicated#believer
Jayalakshmi needs credit to meet the post harvesting expenses.

Agripreneur

Andhra Pradesh

312 potential days of livelihood

74,000 loan is fully repaid

74,000 loan is fully repaid


About Bala

Jayalakshmi is a resident of Anantapur, who is involved in farming and is a reputed agriculturalist. Jayalakshmi is a hardworking person and has been in the business for ten years. She has sufficient farmland where she cultivates and grows a variety of vegetables, which provides income stability. She has three family members including herself. Her family supports her in cultivating the land and this is their main income source. Jayalakshmi and her family need this loan to meet the post-harvesting expenses. The money will be used to pay for the transportation and labour expenses and the storage charges. This will enable her to sell the produce in the market when the price is high. Invest in Jayalakshmi now!

About Bala Jayalakshmi 's livelihood

Bala is an agripreneur who works 8 hours a day for 6 days a week. With this loan Bala will potentially obtain employment for 312 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Bala Jayalakshmi has consented to pay the interest as below:

Investee
pays

6.00% flat p.a.

10.80% APR

Social
Investor

6.00%

10.80% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

74,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Swachha Kaadyam LLP
   
Partner logo

Established in

2020

With Rang De from

2022

Founded by

Sathishkumar CAV, V VijayaBhaskar, AB Obulesu, V Balaji

Swachha Kaadyam LLP works with small and marginal Organic farmers of Anantapur district in Andhra Pradesh. Swachha Kaadyam aims to create a "Happy Value" chain where all the players of the value chain are happy. Farmers will be provided fair prices for their crops. All the produce is procured from the farm gate with zero transaction cost for farmers and the amount will be credited to farmers' accounts within a max of 48 hours. Farm gate procurement, fair weighings and measurements and price transparency help farmers improving their incomes. All such procured produce will be processed under hygienic conditions and sold in the market at fair prices to the consumers. Consumers are assured of unadulterated food at a very reasonable price.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS