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Bandi

Eswarayya

Agripreneur

Kurnool, Andhra Pradesh

312 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Bandi

Eswarayya

#provider#resilient
Eswarayya needs credit to purchase seeds and fertilizers for the upcoming season.

Agripreneur

Andhra Pradesh

312 potential days of livelihood

10,000 loan is fully repaid

10,000 loan is fully repaid


About Bandi

Bandi Eswarayya is a marginal farmer from Kurnool, Andhra Pradesh. He has been working tirelessly everyday for the past ten years in his field to earn the daily bread and butter for his family of six. He wishes to purchase better seeds and fertilizers, enhance his farming techniques, and increase his yield in the new season. He needs some credit for the same. Invest in Eswarayya today for a profitable season!

About Bandi Eswarayya's livelihood

Bandi is an agripreneur who works 8 hours a day for 6 days a week. With this loan Bandi will potentially obtain employment for 312 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Bandi Eswarayya has consented to pay the interest as below:

Investee
pays

5.00% flat p.a.

9.00% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

3.00%

5.40% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS