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Bandu Vishnuji Waghade

#breadwinner#ambitious
Bandu needs to purchase input credits to ensure a continuity to his farming activity.

Agripreneur

Yavatmal, Maharashtra

79,000 has been disbursed

312 potential days of livelihood i

79,000 is the current outstanding balance


For over eleven years, Bandu has been toiling on his land. Bandu is from Yavatmal, Maharashtra. The COVID-19 crisis has put the family of five in great distress. With the sowing season just around the corner, Bandu is looking to purchase some fertilizers and employ labourers on his farm. The loan will help him purchase quality fertilizers and hire help on his farm to ensure a bountiful harvest. Invest in Bandu to help him get through these tough times.

I wish to expand my agriculture activity.

About Bandu Vishnuji Waghade's livelihood

Bandu is an agripreneur who works 8 hours a day for 6 days a week. With this loan Bandu will potentially obtain employment for 312 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

79,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Gramheet Private Limited

Established in

2020

With Rang De from

2020

Founded by

Pankaj Prakash Mahalle, Shweta Suresh Thakare

Gramheet is a social enterprise committed towards a 'farmers' first approach. Gramheet provides farmers with a bundle of services ranging from pre to post-harvest through collaboration with FPOs using a digital platform. The services offered include warehouse facilities, post-harvest credit, market linkages, access to farm inputs, input credit and value-added services at their village trade centres. It acts as a one-stop service centre for farmers where they can avail all the services at farm-gate. Gramheet aims to increase the farmer’ income while reducing their debt burden from informal sources. Currently, Gramheet is operating in the Yavatmal district of Maharashtra (Central India) which is is considered to be the most distressed agricultural region has recorded the highest number of 'farmers' suicide in the country.

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