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Bhadrakalamma

Agripreneur

Ramanagar, Karnataka

195 livelihood days

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Bhadrakalamma

#hustler#resilient
Invest in Bhadrakalamma's farm as she dreams of owning a house someday.

Agripreneur

Karnataka

195 potential days of livelihood

10,000 loan is fully repaid

10,000 loan is fully repaid


About Bhadrakalamma

Bhadrakalamma is a farmer from Ramanagar district of Karnataka. Being the sole breadwinner, Bhadrakalamma has been working hard, day and night in order to earn the daily bread and meet the everyday expenses for her family of four. With the help of some credit, she hopes to purchase fertilizers and seeds and start the season on time. This will enable her to have a profitable season. Invest in Bhadrakalamma today !

About Bhadrakalamma 's livelihood

Bhadrakalamma is an agripreneur who works 5 hours a day for 6 days a week. With this loan Bhadrakalamma will potentially obtain employment for 195 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Bhadrakalamma has consented to pay the interest as below:

Investee
pays

5.00% flat p.a.

9.00% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

3.00%

5.40% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS