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Bhadrakalamma

#hustler#resilient
Invest in Bhadrakalamma's farm as she dreams of owning a house someday.

Agripreneur

Ramanagar, Karnataka

10,000 has been disbursed

195 potential days of livelihood i

10,000 is the current outstanding balance


Bhadrakalamma is a farmer from Ramanagar district of Karnataka. Being the sole breadwinner, Bhadrakalamma has been working hard, day and night in order to earn the daily bread and meet the everyday expenses for her family of four. With the help of some credit, she hopes to purchase fertilizers and seeds and start the season on time. This will enable her to have a profitable season. Invest in Bhadrakalamma today !

I wish to build a big house for my family.

About Bhadrakalamma 's livelihood

Bhadrakalamma is an agripreneur who works 5 hours a day for 6 days a week. With this loan Bhadrakalamma will potentially obtain employment for 195 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

5.0% flat p.a.

9.0% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 2.0%

3.6% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

C

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Vrutti

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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