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Bharati

Naik

Agripreneur

Mayurbhanj, Odisha

21,000 has been disbursed

156 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Bharati

Naik

#Hardworking# Ambitious
Support Bharati arrange irrigation facilities on her farm and have a successful season.

Agripreneur

Odisha

21,000 has been disbursed

156 potential days of livelihood

13,997 is
the current outstanding balance

33.35 0 0 66.65 7003 0 0 13997

33%

0%

0%

67%


About Bharati

Farming is her passion, and supports her whole family, with the hard work of her hands. Bharati is a farmer who possesses the ability to cultivate over 3 acres of land, she uses this land to grow rice and vegetables sold in the local market. Bharati is the backbone of her family and a pillar of support to her in-laws and husband, who live in a nearby village. She wishes to use this credit to invest in a sustainable and eco-friendly irrigation system for her land.

About Bharati Naik's livelihood

Bharati is an agripreneur who works 4 hours a day for 6 days a week. With this loan Bharati will potentially obtain employment for 156 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Bharati Naik has consented to pay the interest as below:

Investee
pays

3.00% flat p.a.

5.40% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

1.00%

1.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

21,000

Loan
tenure

15 months

Moratorium

3 months

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Collectives for Integrated Livelihood Initiatives
   
Partner logo

Established in

2007

With Rang De from

2021

Founded by

TODO

Collectives for Integrated Livelihood Initiatives(CInI), Janshedpur,, established on May 17,2007 is a nodal agency of tata trusts, anchoring the Central India Initiatives. CInI aims to transform the lives of tribal households in the Central India tribal belts, through building knowledge & scaling up programs in thematic area of agriculture productivity stabilization, forest based livelihoods, water resources development, drinking water & sanitization, microfinance & strengthening community based organisation. CInI work on Lakhpati Kisan Initiatives: creating 'Lakhpati Kisan' & building 'Smart Villages'

whatsapp_icon

3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS