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Bharati

Naik

logoAgripreneur

logo Mayurbhanj, Odisha

logo 21,000 has been disbursed

logo 156 livelihood days Number of days of productive livelihood activity that this loan will potentially facilitate

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Bharati

Naik

#Hardworking# Ambitious
Support Bharati arrange irrigation facilities on her farm and have a successful season.

logoAgripreneur

logo Mayurbhanj, Odisha

logo 21,000 has been disbursed

logo 156 potential days of livelihood Number of days of productive livelihood activity that this loan will potentially facilitate

21,000 is
the current outstanding balance


Farming is her passion, and supports her whole family, with the hard work of her hands. Bharati is a farmer who possesses the ability to cultivate over 3 acres of land, she uses this land to grow rice and vegetables sold in the local market. Bharati is the backbone of her family and a pillar of support to her in-laws and husband, who live in a nearby village. She wishes to use this credit to invest in a sustainable and eco-friendly irrigation system for her land.

I wish to build a big house for my family.

About Bharati Naik's livelihood

Bharati is an agripreneur who works 4 hours a day for 6 days a week. With this loan Bharati will potentially obtain employment for 156 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays The rate of interest charged to the investee

3.00% flat p.a.

5.40% APR

Social
Investor The rate of return an investor makes

2.00%

3.60% APR

Impact
Partner The rate of return an impact partner makes

up to 0.00%

0.00% APR

Platform
charges The charges, the platform incurs by offering it's services

1.00%

1.80% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

21,000

Loan
tenure

15 months

Moratorium

3 months

Repayment
mode

EMI Equated Monthly Instalment

Investee
occupation

Farming

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Collectives for Integrated Livelihood Initiatives
   

Established in

2007

With Rang De from

2021

Founded by

TODO

Collectives for Integrated Livelihood Initiatives(CInI), Janshedpur,, established on May 17,2007 is a nodal agency of tata trusts, anchoring the Central India Initiatives. CInI aims to transform the lives of tribal households in the Central India tribal belts, through building knowledge & scaling up programs in thematic area of agriculture productivity stabilization, forest based livelihoods, water resources development, drinking water & sanitization, microfinance & strengthening community based organisation. CInI work on Lakhpati Kisan Initiatives: creating 'Lakhpati Kisan' & building 'Smart Villages'

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3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0