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Bharati Gouda

#go-getter#ambitious
Bharati needs credit to purchase seeds and fertilizers and hire labour.

Agripreneur

Koraput, Orissa

20,000 has been disbursed

364 potential days of livelihood i

20,000 is the current outstanding balance


Bharati is a hardworking farmer for over twelve years and lives with her family of five in Koraput, Orissa. She aspires to expand her farming activity and provide higher education for her children. In addition to that, she also hopes to purchasing gold for her daughter little by little. Now, Bharati needs to make arrangements for seeds, fertilizers, and labour to start the new season. Invest in Bharati today as she hopes for a good yield.

I wish to give good education to my children.

About Bharati Gouda's livelihood

Bharati is an agripreneur who works 8 hours a day for 7 days a week. With this loan Bharati will potentially obtain employment for 364 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Harsha Trust

Orissa
Partner since 2020

About

Harsha Trust works collaboratively with NGOs, government and corporations to enable small and marginal farmers to increase their income. It primarily implements grassroots development projects for sustainable natural resource/enterprise-based livelihood generation and better health of communities.

Impact Narrative

With institutional credit drying up, Rang De has joined forces with Harsha Trust to provide small and marginal farmers interest free loans to purchase seeds and fertilisers for the Kharif season.

Rs 3,17,96,000

Disbursed

2011

Investees

100%

Repayments

The credit need among our community members is immediate. The timely credit from Rang De will help the farmers to grow the Kharif crop to their full capacity ensuring income and nutrition in their household during this time of uncertainty.

- Kallul Bora, Executive Director, Harsha Trust

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