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Bija

Hembram

Agripreneur

Kendujhar, Odisha

52 livelihood days

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Bija

Hembram

#courageous#go-getter
Enable Bija to make crop recurring deposits, arrange irrigation and solar system.

Agripreneur

Odisha

52 potential days of livelihood

22,000 loan is fully repaid

22,000 loan is fully repaid


About Bija

Bija is a skilled farmer who lives in a village in Kendujhar, Odisha. She is a hard-working lady who endures extreme challenges with patience. She has five family members, including her husband and three children. She is a lovely lady and provides her family members and other needy people with food. Bija suffers from the lack of water and electricity on her farm. She needs a loan to get a borewell and arrange drip irrigation on her farm for better water availability. She will install a solar system and pay the crop recurring deposits also. Invest in her bright future.

About Bija Hembram's livelihood

Bija is an agripreneur who works 2 hours a day for 4 days a week. With this loan Bija will potentially obtain employment for 52 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Bija Hembram has consented to pay the interest as below:

Investee
pays

3.00% flat p.a.

5.40% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

1.00%

1.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

22,000

Loan
tenure

15 months

Moratorium

3 months

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Collectives for Integrated Livelihood Initiatives
   
Partner logo

Established in

2007

With Rang De from

2021

Founded by

TODO

Collectives for Integrated Livelihood Initiatives(CInI), Janshedpur,, established on May 17,2007 is a nodal agency of tata trusts, anchoring the Central India Initiatives. CInI aims to transform the lives of tribal households in the Central India tribal belts, through building knowledge & scaling up programs in thematic area of agriculture productivity stabilization, forest based livelihoods, water resources development, drinking water & sanitization, microfinance & strengthening community based organisation. CInI work on Lakhpati Kisan Initiatives: creating 'Lakhpati Kisan' & building 'Smart Villages'

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS