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Budhni

Devi

Agripreneur

Purnia, Bihar

390 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3 Borrower Image 4

Budhni

Devi

#breadwinner#hardworking
Budhni needs credit to meet the expenses of drying her fish.

Agripreneur

Bihar

390 potential days of livelihood

20,000 loan is fully repaid

20,000 loan is fully repaid


About Budhni

Budhni Devi is a female entrepreneur from Purnia, who lives with a family of five members and is engaged in fish farming for the last eight years. She owns a small pond, where she breeds fish and later sells them at the market. Her business struggles with the same competition it has always had. Now, her fish are ready to harvest and she needs funds to meet the expenses of drying them to create a more profitable business. She will be able to meet the storage and transport fees. Invest in Budhni as she looks to take her fish business to the next level and make sure she has more for her family.

About Budhni Devi's livelihood

Budhni is an agripreneur who works 12 hours a day for 5 days a week. With this loan Budhni will potentially obtain employment for 390 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Budhni Devi has consented to pay the interest as below:

Investee
pays

8.00% flat p.a.

14.40% APR

Social
Investor

8.00%

14.40% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Animal husbandry

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Jaljeevika Infotech Pvt Ltd
   view website
Partner logo

Established in

2020

With Rang De from

2022

Founded by

Neelkanth Mishra

Jaljeevika is addressing the issue of small-scale fish farmers, building community resilience and capacity to enhance livelihood opportunities using existing water bodies, technology and leveraging institutions. They work through an ecosystem development model to build skill, develop institutional capacity and empower smallholders to interact with the market using the technology platform. They are facilitating the process in collaboration with various stakeholders to establish a knowledge forum to establish Blue Economy. For detail , visit their website www.jaljeevika.org

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS