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Champa Majhi

#believer#hustler
Invest in Champa as she needs credit for continuing her agricultural activities.

Agripreneur

Nabarangpur, Orissa

10,000 Loan is fully repaid

318 potential days of livelihood i


Champa Majhi is from Nabarangpur, Orissa. Her experience of fifteen years in farming has made her a skilled farmer. Living with a family of four, the main revenue earned is from cultivating their piece of land throughout the year. The upcoming Rabi season has brought Champa working on her toes, while her hard work alone can’t ensure a bountiful harvest. She needs a loan to make available essential Agri inputs such as seeds, fertilizers and inputs for plant protection to ensure quality produce. Invest in Champa as she aims for a profitable season.

I wish to provide better education for my children.

About Champa Majhi's livelihood

Champa is an agripreneur who works 7 hours a day for 7 days a week. With this loan Champa will potentially obtain employment for 318 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

7 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Harsha Trust

Orissa
Partner since 2020

About

Harsha Trust works collaboratively with NGOs, government and corporations to enable small and marginal farmers to increase their income. It primarily implements grassroots development projects for sustainable natural resource/enterprise-based livelihood generation and better health of communities.

Impact Narrative

With institutional credit drying up, Rang De has joined forces with Harsha Trust to provide small and marginal farmers interest free loans to purchase seeds and fertilisers for the Kharif season.

Rs 3,17,96,000

Disbursed

2011

Investees

100%

Repayments

The credit need among our community members is immediate. The timely credit from Rang De will help the farmers to grow the Kharif crop to their full capacity ensuring income and nutrition in their household during this time of uncertainty.

- Kallul Bora, Executive Director, Harsha Trust

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