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Chandrakala

Sapkal

Food Entrepreneur

Beed, Maharashtra

409 livelihood days

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Chandrakala

Sapkal

#ambitious#keen
Chandrakala needs a loan start her tiffin service.

Food Entrepreneur

Maharashtra

409 potential days of livelihood

25,000 loan is fully repaid

25,000 loan is fully repaid


About Chandrakala

Chandrakala has been running a food stall in her village for the past 10 years. Due to her hard work and sincere approach she has not only gained a lot of love and respect from the villagers but has also earned a lot of trust. She has been able to maintain her service for so long because of her loyalty to her customers. However, she is concerned that she does not have enough money to purchase supplies for her business and is also worried about being able to afford her day-to-day expenses. This loan will help her buy more tiffins and cater to more orders. Invest in her sustainable future.

About Chandrakala Sapkal's livelihood

Chandrakala is a food entrepreneur who works 9 hours a day for 7 days a week. With this loan Chandrakala will potentially obtain employment for 409 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Chandrakala Sapkal has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

25,000

Loan
tenure

18 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Food stall

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Navchetana Sarvagin Vikas Kendra
   
Partner logo

Established in

2008

With Rang De from

2020

Founded by

Manisha Ghule

Navchetana Sarvangin Vikas Kendra (NSVK) works with the most marginalised communities of Marathwada, Maharashtra to empower them socially and economically. Navchetna strives to transform unjust structures of the society from the grassroots, and build harmonious and self-sufficient communities for people from various religions, languages, and cultures.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS