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Chemi

Hansdah

Agripreneur

keonjhar, Odisha

156 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Chemi

Hansdah

#resilient#achiever
Support Chemi to install solar system and irrigation facilities on her farm.

Agripreneur

Odisha

156 potential days of livelihood

11,700 loan is fully repaid

11,700 loan is fully repaid


About Chemi

Chemi Hansdah is a hard-working, determined, and consistent woman. In her agriculture life, Chemi has always instilled effort to grow crops, for the sole purpose of earning income for her family. Chemi's hard work and motivation to do better in life inspired her to apply for this loan to support the installation of a solar system on her farm, and install irrigation facilities. She will make arrangements for a borewell and a drip irrigation system. With these new infrastructures, Chemi feels that she will be able to increase production, resulting in an additional income from the sale of vegetables. She will also be able to pay for the crop recurring deposits. By contributing to the growth of Chemi's business, you too can have a share in improving her standard of living and that of her family with her.

About Chemi Hansdah's livelihood

Chemi is an agripreneur who works 4 hours a day for 6 days a week. With this loan Chemi will potentially obtain employment for 156 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Chemi Hansdah has consented to pay the interest as below:

Investee
pays

3.00% flat p.a.

5.40% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

1.00%

1.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

11,700

Loan
tenure

15 months

Moratorium

3 months

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Collectives for Integrated Livelihood Initiatives
   
Partner logo

Established in

2007

With Rang De from

2021

Founded by

TODO

Collectives for Integrated Livelihood Initiatives(CInI), Janshedpur,, established on May 17,2007 is a nodal agency of tata trusts, anchoring the Central India Initiatives. CInI aims to transform the lives of tribal households in the Central India tribal belts, through building knowledge & scaling up programs in thematic area of agriculture productivity stabilization, forest based livelihoods, water resources development, drinking water & sanitization, microfinance & strengthening community based organisation. CInI work on Lakhpati Kisan Initiatives: creating 'Lakhpati Kisan' & building 'Smart Villages'

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS