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Chhaya Thakare

#breadwinner#hardworking
Invest in Chaya as she works to secure her family’s future

Agripreneur

Yavatmal, Maharashtra

37,000 Loan is fully repaid


Chhaya is a smallholder farmer from Yavatmal, Maharashtra.Her hard work on the farm has reaped a bountiful harvest. Unfortunately at the time Chhaya's produce hit the market, there was a surplus and the prices for her produce were not favourable. Chhaya decided to wait until she gets a reasonable price for her harvest. In the meantime, she requires a cash flow to manage her household. Invest to fill in Chhaya's credit needs and give her the choice to await a better price for her produce.

My dream is to enjoy a secure future with my family.
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

37,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

B

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Gramhal

Established in

2019

With Rang De from

2020

Founded by

Vikas Birhma

Gramhal is an agtech startup that builds smallholder farmers’ agency and increases their income by unlocking post-harvest services of storage, credit, and market linkage. Lack of access to storage and the need to repay credit during the harvesting season forces farmers to quickly sell off their produce without waiting for a favorable market condition. Thus many smallholder farmers end up in a vicious debt cycle leading to one farmer suicide every half an hour. Gramhal’s gamechanging efforts have got them wide recognition from the Harvard Kennedy School, Echoing Green Fellowship, Rabobank-MIT, and may other notable institutions.

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