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Chitra G

Govindharaj

logoAgripreneur

logo Dharmapuri, Tamil Nadu

logo 136 livelihood days Number of days of productive livelihood activity that this loan will potentially facilitate

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Chitra G

Govindharaj

#hardworker#diligent
Chitra is looking to expand her business one cow at a time

logoAgripreneur

logo Dharmapuri, Tamil Nadu

logo 136 potential days of livelihood Number of days of productive livelihood activity that this loan will potentially facilitate

35,000 loan is fully repaid

35,000 loan is fully repaid


Mother of three, Chitra G Govindharaj is preparing to take the next step in her business. With the accessibility to credit, she has chosen to purchase a cow. This move will steer Chitra's current business towards growth and enable her to provide quality education for her three children. Her passion for farming has driven her ability to work really hard, with the hope that one day she will be a successful and well-renowned farmer in her village of Dharmapuri in Tamil Nadu. Support Chitra fly her kite of success.

My dream is to become a successful farmer.

About Chitra G Govindharaj's livelihood

Chitra G is an agripreneur who works 3 hours a day for 7 days a week. With this loan Chitra G will potentially obtain employment for 136 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays The rate of interest charged to the investee

10.00% flat p.a.

18.00% APR

Social
Investor The rate of return an investor makes

5.00%

9.00% APR

Impact
Partner The rate of return an impact partner makes

up to 5.00%

9.00% APR

Platform
charges The charges, the platform incurs by offering it's services

0.00%

0.00% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

35,000

Loan
tenure

18 months

Moratorium

None

Repayment
mode

EMI Equated Monthly Instalment

Investee
occupation

Animal husbandry

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Sittilingi Valley Organic Farmers Producer Company Ltd
   

Established in

2015

With Rang De from

2019

Founded by

Dr Regi George

Tribal Health Initiative began with the efforts of a doctor couple in Sittilingi Valley in 1993, catering to the health needs of the local Malaivasi tribal population. In 2004, after successful community health work in the region, the team realized that to holistically address the health issues of the population, other socio-economic concerns would have to be taken into consideration and improved upon. This was the motivation for starting the Tribal Farming Initiative which encouraged farmers to switch from cash crops and mono cropping to their traditional organic roots, as a means to improve their financial status by escaping debts and forced migration. The Sittilingi Valley Organic Farmers Association was formed with around 500 certified organic farmers promoting the further use of traditional seeds, organic fertilizers, pesticides and manure.

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3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0