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Dayanand

Agripreneur

Gulbarga, Karnataka

312 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Dayanand

#Farmer# Ambitious
Dayanand requires loan for purchasing seeds and fertilizers for the coming cultivation season.

Agripreneur

Karnataka

312 potential days of livelihood

10,000 loan is fully repaid

10,000 loan is fully repaid


About Dayanand

Dayanand is a marginal farmer from Gulbarga district of Karnataka. Being the sole breadwinner, Dayanand has been working hard, day and night in order to earn the daily bread and meet the everyday expenses for his family of four. With the help of some credit, he hopes to purchase fertilizers and seeds, grow his existing farming cultivation and provide quality education to his children in the future. So, invest in Dayanand today !

About Dayanand 's livelihood

Dayanand is an agripreneur who works 8 hours a day for 6 days a week. With this loan Dayanand will potentially obtain employment for 312 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Dayanand has consented to pay the interest as below:

Investee
pays

5.00% flat p.a.

9.00% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

3.00%

5.40% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Adequate

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS