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Dayanand

logoAgripreneur

logo Gulbarga, Karnataka

logo 312 livelihood days Number of days of productive livelihood activity that this loan will potentially facilitate

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Dayanand

#Farmer# Ambitious
Dayanand requires loan for purchasing seeds and fertilizers for the coming cultivation season.

logoAgripreneur

logo Gulbarga, Karnataka

logo 312 potential days of livelihood Number of days of productive livelihood activity that this loan will potentially facilitate

10,000 loan is fully repaid

10,000 loan is fully repaid


Dayanand is a marginal farmer from Gulbarga district of Karnataka. Being the sole breadwinner, Dayanand has been working hard, day and night in order to earn the daily bread and meet the everyday expenses for his family of four. With the help of some credit, he hopes to purchase fertilizers and seeds, grow his existing farming cultivation and provide quality education to his children in the future. So, invest in Dayanand today !

I wish to expand my agriculture activity.

About Dayanand 's livelihood

Dayanand is an agripreneur who works 8 hours a day for 6 days a week. With this loan Dayanand will potentially obtain employment for 312 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays The rate of interest charged to the investee

5.00% flat p.a.

9.00% APR

Social
Investor The rate of return an investor makes

2.00%

3.60% APR

Impact
Partner The rate of return an impact partner makes

up to 2.00%

3.60% APR

Platform
charges The charges, the platform incurs by offering it's services

1.00%

1.80% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments Repaid during or at the end of the tenure

Investee
occupation

Farming

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Vrutti
   

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0