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Dayanidhi Malik

#motivated# dedicated
Dayanidhi needs credit to run his food stall.

Food Entrepreneur

Ganjam , Orissa

15,000 has been disbursed

273 potential days of livelihood i

15,000 is the current outstanding balance


Dayanidhi lives in Ganjam, Orissa with his big family of seven. He runs a food stall. He has brought it together in the last eight years. He currently needs credit to furnish it with a showcase and purchase other raw materials required to continue his business. This loan would support him in taking care of his family and expanding his stall. Invest in Dayanidhi today!

I wish to provide my family with a good future.

About Dayanidhi Malik's livelihood

Dayanidhi is a food entrepreneur who works 6 hours a day for 7 days a week. With this loan Dayanidhi will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

6.0% flat p.a.

10.8% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 3.0%

5.4% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

15,000

Loan
tenure

10 months

Moratorium

2 months

Repayment
mode

EMI i

Investee
occupation

Food stall

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

A

Gram Vikas

Established in

1979

With Rang De from

2020

Founded by

Mr. Joe Madiath

Gram Vikas, which literally translates to “Village Development”, has been working for the well-being of tribal and marginalized communities in inaccessible rural areas since 1979. Gram Vikas strives to promote sustainable, socially inclusive and gender equitable practices amongst these communities, thus enabling them to take control over their lives and reach a heightened sense of empowerment. The Vision of Gram Vikas is 'An equitable and sustainable society where people live in peace with dignity'. Gram Vikas' Mission is 'to promote processes which are sustainable, socially inclusive and gender equitable to enable critical masses of poor and marginalized rural people or communities to achieve a dignified quality of life'. Which would be characterized by: Assured access to basic education and adequate health services, Sustainable use and management of natural resources, Options for appropriate family and community infrastructure and sources of energy, Strong self-governing people’s institutions with equal participation of men and women.

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