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Dhanaya

Bhatra

logoAgripreneur

logo Nabarangpur, Odisha

logo 234 livelihood days Number of days of productive livelihood activity that this loan will potentially facilitate

b-img b-img b-img b-img

Dhanaya

Bhatra

#provider#resilient
Invest in Dhanaya's farm as she dreams of owning a house someday.

logoAgripreneur

logo Nabarangpur, Odisha

logo 234 potential days of livelihood Number of days of productive livelihood activity that this loan will potentially facilitate

20,000 loan is fully repaid

20,000 loan is fully repaid


Dhanaya Bhatra has been working hard on her farm for over thirteen years. Living with a family of seven in Nabarangpur, Orissa, farming has been the main source of revenue to run the household. With the onset of a new season, Dhanaya needs a fresh supply of seeds, fertilizers, and pesticides to grow sugarcane. The loan amount will help her add value to her produce and reap a quality harvest by the end of the season. The timely disbursal of the loan amount will ensure her a profitable season. Invest in her as she supports her family.

I wish to build a big house for my family.

About Dhanaya Bhatra's livelihood

Dhanaya is an agripreneur who works 6 hours a day for 6 days a week. With this loan Dhanaya will potentially obtain employment for 234 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays The rate of interest charged to the investee

10.00% flat p.a.

18.00% APR

Social
Investor The rate of return an investor makes

4.00%

7.20% APR

Impact
Partner The rate of return an impact partner makes

up to 4.00%

7.20% APR

Platform
charges The charges, the platform incurs by offering it's services

2.00%

3.60% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

Flexible repayments Repaid during or at the end of the tenure

Investee
occupation

Farming

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Harsha Trust

   
Orissa
Partner since 2020

About

Established in 2002, Harsha Trust works collaboratively with NGOs, government, and corporations to help small and marginal farmers increase their income and overcome poverty. They have been working mainly with the tribes of South and West Odisha. Harsha Trust primarily implements grassroots development projects for sustainable natural resource/enterprise-based livelihood generation and better health of communities. Over the last 17 years, it has worked intensively with more than 1,20,000 households to provide them with a higher income and a better quality of life.

Impact Narrative

With institutional credit drying up, Rang De has joined forces with Harsha Trust to provide small and marginal farmers interest free loans to purchase seeds and fertilisers for the Kharif season.

Rs 3,79,26,000

Disbursed

2188

Investees

99.0%

Repayments

The credit need among our community members is immediate. The timely credit from Rang De will help the farmers to grow the Kharif crop to their full capacity ensuring income and nutrition in their household during this time of uncertainty.

- Kallul Bora, Executive Director, Harsha Trust
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3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0