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Dharmi

Devi

Agripreneur

Pali, Rajasthan

195 livelihood days

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Dharmi

Devi

#resilient#achiever
Enable Dharmi to get a tubewell dug for irrigating her farm.

Agripreneur

Rajasthan

195 potential days of livelihood

70,000 loan is fully repaid

70,000 loan is fully repaid


About Dharmi

Dharmi has been involved in farming for nine years now and is looking forward to starting the new season on time. She wants to continue farming as it is the main source of income for her family and is looking to invest in irrigating her fields. She will use this loan to dig a tubewell on her farm so that she can irrigate her acres of land. This loan will help her make her crops more bountiful by increasing the amount of water available for irrigation. Support Dharmi to get a bountiful harvest!

About Dharmi Devi's livelihood

Dharmi is an agripreneur who works 6 hours a day for 5 days a week. With this loan Dharmi will potentially obtain employment for 195 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Dharmi Devi has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

70,000

Loan
tenure

15 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Adequate

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Ghoomar Mahila Samiti
   
Partner logo

Established in

2015

With Rang De from

2020

Founded by

SAGI BAI

Registered under the societies registration act on 2nd February 2015, the federation comprises 4000 women. The federation works with the tribal communities of Rajasthan. The main source of income for the communities here is agriculture, stone-cutting and daily wage labour. With a strong presence of moneylenders charging exorbitant rates of interest, these communities have no other choice but to borrow at these rates to keep their business going. Ghoomar has been working tirelessly with these communities to help them build their livelihoods in a more sustainable manner by providing them with access to low cost credit and supporting their livelihood activities.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS