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Dhooma Devi

#ambitious#persevering
Dhooma is advancing in her dairy business, one step at a time

Agripreneur

Rudraprayag, Uttarakhand

35,000 has been disbursed

318 potential days of livelihood i

3,890.72 is the current outstanding balance

100 0 0 31109 0 0

100%

0%

0%


Meet supermum Dhooma Devi. She has five years of experience in the animal husbandry business and is now looking to make key advancements with the help of a Rang De loan. Her first major step is the purchase of a buffalo which is a worthy asset for her business. Dhooma hopes that through the sale of milk, she will be able to increase her income, support her husband and their only son, and also kick start a successful dairy business. We love Dhooma's enthusiasm and can’t wait to see this aspiring entrepreneur's ambition become a reality.

My dream is to provide a good education and access to medical facilities for my son.

About Dhooma Devi's livelihood

Dhooma is an agripreneur who works 7 hours a day for 7 days a week. With this loan Dhooma will potentially obtain employment for 318 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

5.0%

9.0% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

35,000

Loan
tenure

18 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Animal husbandry

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

A

Ushamath Mahila Mahasangh

Uttarakhand
Partner since 2019

About

UMM works with women SHG groups in the remotest parts of Uttarakhand. To stop the tremendous migration of people from this region, UMM works to build self-sufficient entrepreneurs from the community.

Impact Narrative

The difficult terrain and extreme weather of Uttarakhand makes it an arduous task for the people of the state to access financial services. The partnership between Rang De and UMM works towards bridging this gap.

Rs 43,90,000

Disbursed

127

Investees

91%

Repayments

We have partnered with Rang De to ensure financial inclusion to the most excluded communities of Uttarakhand.

- UMM

0 more to go -624 days remaining

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