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Dipi

Bai

Agripreneur

Pali, Rajasthan

195 livelihood days

Borrower Image 1 Borrower Image 2

Dipi

Bai

#breadwinner#hardworking
Support Dipi as she deepens her well and prepares her land for farming.

Agripreneur

Rajasthan

195 potential days of livelihood

1,00,000 loan is fully repaid

1,00,000 loan is fully repaid


About Dipi

Dipi Bai is a hardworking woman who knows what it takes to achieve sustainability. She lives in the district of Pali in Rajasthan, where she has been working hard on her farm for the past seven years. Dipi Bai owns a small farm where she grows various crops including sunflower, paddy, wheat, and more. The crops that Dipi has been able to grow so far have been very successful. The yield that she is earning from her crops is not sufficient to sustain her family comfortably. That's why she's looking to invest more in her farm. With this loan, she will deepen her well and prepare her land for farming in the new season. Support Dipi as she hopes for a better yield and profit from the upcoming season.

About Dipi Bai's livelihood

Dipi is an agripreneur who works 6 hours a day for 5 days a week. With this loan Dipi will potentially obtain employment for 195 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Dipi Bai has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

1,00,000

Loan
tenure

18 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Ghoomar Mahila Samiti
   
Partner logo

Established in

2015

With Rang De from

2020

Founded by

SAGI BAI

Registered under the societies registration act on 2nd February 2015, the federation comprises 4000 women. The federation works with the tribal communities of Rajasthan. The main source of income for the communities here is agriculture, stone-cutting and daily wage labour. With a strong presence of moneylenders charging exorbitant rates of interest, these communities have no other choice but to borrow at these rates to keep their business going. Ghoomar has been working tirelessly with these communities to help them build their livelihoods in a more sustainable manner by providing them with access to low cost credit and supporting their livelihood activities.

whatsapp_icon

3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS