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Dnyaneshwar Damodar

Dhote

Agripreneur

Yavatmal, Maharashtra

234 livelihood days

Borrower Image 1 Borrower Image 2

Dnyaneshwar Damodar

Dhote

#provider#positive
Invest in Dnyaneshwar to get a storage unit and avoid distress selling.

Agripreneur

Maharashtra

234 potential days of livelihood

95,000 loan is fully repaid

95,000 loan is fully repaid


About Dnyaneshwar Damodar

Dnyaneshwar Damodar has been farming his land for over nineteen years now. He is from Yavatmal, Maharashtra, and feeds a family of seven. His experiences have taught him many lessons. He is strong and hopeful at the sight of peril. Currently, he is struggling to meet his credit needs. He needs to avail a storage unit to store his previously harvested produce and avoid distress selling. He also has to make arrangements to begin the new season on time. This loan will help him subsist and meet the expenses of all his requirements. Invest in his will to thrive.

About Dnyaneshwar Damodar Dhote's livelihood

Dnyaneshwar Damodar is an agripreneur who works 6 hours a day for 6 days a week. With this loan Dnyaneshwar Damodar will potentially obtain employment for 234 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Dnyaneshwar Damodar Dhote has consented to pay the interest as below:

Investee
pays

5.00% flat p.a.

9.00% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

3.00%

5.40% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

95,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Excellent

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Gramheet Private Limited
   view website
Partner logo

Established in

2020

With Rang De from

2020

Founded by

Pankaj Prakash Mahalle, Shweta Suresh Thakare

Gramheet is a social enterprise committed towards a 'farmers' first approach. Gramheet provides farmers with a bundle of services ranging from pre to post-harvest through collaboration with FPOs using a digital platform. The services offered include warehouse facilities, post-harvest credit, market linkages, access to farm inputs, input credit and value-added services at their village trade centres. It acts as a one-stop service centre for farmers where they can avail all the services at farm-gate. Gramheet aims to increase the farmer’ income while reducing their debt burden from informal sources. Currently, Gramheet is operating in the Yavatmal district of Maharashtra (Central India) which is is considered to be the most distressed agricultural region has recorded the highest number of 'farmers' suicide in the country.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS