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Drakshayini Nagarajappa

#growth# provider
Drakshayini needs to purchase input credits to ensure a continuity to her farming activity.

Agripreneur

Mysuru , Karnataka

12,000 Loan is fully repaid

318 potential days of livelihood i


Drakshayini is from Mysuru and lives with a family of four. Through her eight years of farming, she has experienced a number of challenges. However, Drakshayini has always been strong. She has faced every hurdle with her perseverance. The COVID-19 pandemic has however, brought with it, an entirely new set of challenges. With the sowing season starting, Drakshayini is finding it difficult to avail quality input goods while making sure that essentials are available at home at all times. Drakshayini is seeking for a credit to purchase seeds, fertilizers and other input products to ensure that her livelihood is not affected. Invest in Drakshayini today.

I wish to provide good education to my children.

About Drakshayini Nagarajappa's livelihood

Drakshayini is an agripreneur who works 7 hours a day for 7 days a week. With this loan Drakshayini will potentially obtain employment for 318 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

12,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

A

VILD Foundation

Karnataka
Partner since 2019

About

VILD Foundation has been working to improve the socio-economic status of communities through formation and promotion of SHGs, microcredit and facilitating income generation activities. Presently they facilitate around 311 SHGs covering 90 villages & 6 towns in Mysore district.

Impact Narrative

Rang De loans are enabling street vendors, farmers and micro entrepreneurs in rural Mysore to build and grow their businesses.

Rs 14,35,000

Disbursed

85

Investees

96%

Repayments

Rang De's concern towards excluded communities is reflected in the interest rates that are offered to the borrowers.

- N Mahadevswamy, Senior Manager, VILD

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