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Ganesh Uttamrav Bhende

#passionate#hustler
Ganesh needs fund for processing and storage costs to hold on to his produce.

Agripreneur

Yavatmal, Maharashtra

96,000 has been disbursed

273 potential days of livelihood i

96,000 is the current outstanding balance


Ganesh is waiting for his produce to be sold at a competitive price. He had toiled hard processing, cleaning, and segregating his produce. He intends to hold his produce for a little longer. To avoid mold and spoilage he needs to store it in a good storage facility. This loan will help him add value to the end product with further refining. It will help him wait and not need to sell his produce in distress. He is availing the loan to store the produce and sell when he feels the price is right in the market. This loan will also support him in the inputs for the Rabi season. Invest in Ganesh as he continues on with determination.

I wish to enroll my son in a private school.

About Ganesh Uttamrav Bhende's livelihood

Ganesh is an agripreneur who works 6 hours a day for 7 days a week. With this loan Ganesh will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

5.00% flat p.a.

9.00% APR

Social
Investor i

2.00%

3.60% APR

Impact
Partner i

up to 2.00%

3.60% APR

Platform
charges i

1.00%

1.80% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

96,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Gramheet Private Limited

Established in

2020

With Rang De from

2020

Founded by

Pankaj Prakash Mahalle, Shweta Suresh Thakare

Gramheet is a social enterprise committed towards a 'farmers' first approach. Gramheet provides farmers with a bundle of services ranging from pre to post-harvest through collaboration with FPOs using a digital platform. The services offered include warehouse facilities, post-harvest credit, market linkages, access to farm inputs, input credit and value-added services at their village trade centres. It acts as a one-stop service centre for farmers where they can avail all the services at farm-gate. Gramheet aims to increase the farmer’ income while reducing their debt burden from informal sources. Currently, Gramheet is operating in the Yavatmal district of Maharashtra (Central India) which is is considered to be the most distressed agricultural region has recorded the highest number of 'farmers' suicide in the country.

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