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Govinda Bhimarav

Kurasange

logoAgripreneur

logo Yavatmal, Maharashtra

logo 234 livelihood days Number of days of productive livelihood activity that this loan will potentially facilitate

b-img b-img

Govinda Bhimarav

Kurasange

#breadwinner#hardworking
Support Govinda to purchase seeds, fertilizers, and pesticides for the new season.

logoAgripreneur

logo Yavatmal, Maharashtra

logo 234 potential days of livelihood Number of days of productive livelihood activity that this loan will potentially facilitate

1,00,000 loan is fully repaid

1,00,000 loan is fully repaid


Govinda is a skilled farmer from Yavatmal, Maharashtra. He is willing to go the extra mile in order to fulfill his dream life for his family. He needs a loan to invest in the upcoming sowing season. He needs to purchase higher quality seeds, fertilizers, and pesticides for the new season. He hopes for a profitable yield and to become financially stable. Support Govinda as he aspires to fulfill his dreams of having a strong, prosperous family.

I wish to explore better farming methods to enhance the yield.

About Govinda Bhimarav Kurasange's livelihood

Govinda Bhimarav is an agripreneur who works 6 hours a day for 6 days a week. With this loan Govinda Bhimarav will potentially obtain employment for 234 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays The rate of interest charged to the investee

5.00% flat p.a.

9.00% APR

Social
Investor The rate of return an investor makes

2.00%

3.60% APR

Impact
Partner The rate of return an impact partner makes

up to 2.00%

3.60% APR

Platform
charges The charges, the platform incurs by offering it's services

1.00%

1.80% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

1,00,000

Loan
tenure

6 months

Moratorium

None

Repayment
mode

Flexible repayments Repaid during or at the end of the tenure

Investee
occupation

Farming

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Gramheet Private Limited
   view website

Established in

2020

With Rang De from

2020

Founded by

Pankaj Prakash Mahalle, Shweta Suresh Thakare

Gramheet is a social enterprise committed towards a 'farmers' first approach. Gramheet provides farmers with a bundle of services ranging from pre to post-harvest through collaboration with FPOs using a digital platform. The services offered include warehouse facilities, post-harvest credit, market linkages, access to farm inputs, input credit and value-added services at their village trade centres. It acts as a one-stop service centre for farmers where they can avail all the services at farm-gate. Gramheet aims to increase the farmer’ income while reducing their debt burden from informal sources. Currently, Gramheet is operating in the Yavatmal district of Maharashtra (Central India) which is is considered to be the most distressed agricultural region has recorded the highest number of 'farmers' suicide in the country.

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3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0