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Gowramma

Agripreneur

Ramanagara, Karnataka

273 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Gowramma

#breadwinner#hardworking
Invest in Gowramma's farm as she wishes to expand her animal husbandry business.

Agripreneur

Karnataka

273 potential days of livelihood

30,000 loan is fully repaid

30,000 loan is fully repaid


About Gowramma

Gowramma has been rearing animals for over twenty-five years in Ramanagara, Karnataka, where she lives with her family of three. Being the sole breadwinner of her family, Gowramma toils hard to make ends meet. Now, with the support of some credit, she aspires to expand her animal husbandry business. She will purchase a cow and meet the expenses of maintaining her farm. The loan amount will also be utilized to cover the transportation and other miscellaneous expenses. Invest in Gowramma today.

About Gowramma 's livelihood

Gowramma is an agripreneur who works 6 hours a day for 7 days a week. With this loan Gowramma will potentially obtain employment for 273 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Gowramma has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Animal husbandry

Investee Credit Rating:
Adequate

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS