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Guddi Devi

#pioneer# progressive
Enable Guddi buy a mule to grow her monthly revenue and support her family

Agripreneur

Rudraprayag, Uttarakhand

40,000 has been disbursed

318 potential days of livelihood i

15,850.63 is the current outstanding balance

83.59 0 16.41 24149 4740 0

84%

16%

0%


Guddi Devi is an aspiring entrepreneur. She is a resident of Rudraprayag, Uttarakhand and a mother to 17-year-old, Subhli. For 15 years, Guddi worked as a farmer toiling hard to maximize her annual profits. Guddi wants to support her family to ease the burden off her husband, Bharat’s shoulders. She is seeking credit to purchase a mule which she intends to make use of during the busy pilgrim season. Rudraprayag is located at close to Kedarnath. Given the approaching peak pilgrim season, the mule will be used to transport goods up the difficult terrain. Guddi is also looking to launch a mule rearing business to sell the mules and supplement her current income. She hopes that the revenue generated will fund the construction of her dream house for her family. Support Guddi as she wins for her family.

My dream is to construct a dream house for my family.

About Guddi Devi 's livelihood

Guddi is an agripreneur who works 7 hours a day for 7 days a week. With this loan Guddi will potentially obtain employment for 318 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

5.0%

9.0% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

40,000

Loan
tenure

18 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Animal husbandry

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Ushamath Mahila Mahasangh

Uttarakhand
Partner since 2019

About

UMM works with women SHG groups in the remotest parts of Uttarakhand. To stop the tremendous migration of people from this region, UMM works to build self-sufficient entrepreneurs from the community.

Impact Narrative

The difficult terrain and extreme weather of Uttarakhand makes it an arduous task for the people of the state to access financial services. The partnership between Rang De and UMM works towards bridging this gap.

Rs 43,90,000

Disbursed

127

Investees

91%

Repayments

We have partnered with Rang De to ensure financial inclusion to the most excluded communities of Uttarakhand.

- UMM

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