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Guranam Kour

#hardworking# passionate
Guranam wishes to set up a retail store.

Retailpreneur

Alwar, Rajasthan

25,000 has been disbursed

455 potential days of livelihood i

13,888.88 is the current outstanding balance

100 0 0 11111 0 0

100%

0%

0%


Guranam Kour is an entrepreneur from Alwar, Rajasthan. Having been in the animal husbandry business for the last six years, she now wishes to take a step forward. She wishes to set up a retail store in her neighbourhood. Setting up the shop will help Guranam support her husband, who works as a daily wage labourer, to provide their daughter with a good future. Invest in Guranam's dreams as she wins for her family.

I wish to build a house for my family.

About Guranam Kour's livelihood

Guranam is a retailpreneur who works 10 hours a day for 7 days a week. With this loan Guranam will potentially obtain employment for 455 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

6.0% flat p.a.

10.8% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 3.0%

5.4% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

25,000

Loan
tenure

18 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Retail store

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

B

IBTADA

Established in

1997

With Rang De from

2020

Founded by

Rajesh Singhi

Ibtada, meaning ‘the beginning’, is a not for profit organisation that was started in 1997 to uplift women and girls in the Alwar district of Rajasthan. Rural poverty and deprivation are a major issue grappling the region, and Ibtada has introduced interventions in the space of Education, Financial Inclusion, Livelihood Generation, and Awareness about Rights and Entitlements. Although Ibtada is hand holding women through the process, the ultimate aim is to make them independent and empowered to stand up for themselves. Ibtada has reached over 50,000 households in 400+ villages in Alwar District, Rajasthan.

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