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Janaki

Devi

Agripreneur

Tonk, Rajasthan

318 livelihood days

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Janaki

Devi

#provider#resilient
Help Janaki cultivate her land and become a leading farmer one day.

Agripreneur

Rajasthan

318 potential days of livelihood

50,000 loan is fully repaid

50,000 loan is fully repaid


About Janaki

Janaki Devi is an experienced farmer. She has toiled on her farm for fifteen years. Janaki lives with a family of six and agriculture brings in the income to sustain. There are times when the going gets tough but Janaki never backs down. Due to a disruption in the supply chain, Janaki finds it difficult to get essential supplies for beginning the new season. With this loan, she will be able to purchase pipe and water pumps for her field to set up the irrigation facilities. It also will support her family through this crisis. Invest in Janaki and help her tide through these trying times.

About Janaki Devi's livelihood

Janaki is an agripreneur who works 7 hours a day for 7 days a week. With this loan Janaki will potentially obtain employment for 318 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Janaki Devi has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

50,000

Loan
tenure

15 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Maitree Mahila Mandal Samiti Dooni
   
Partner logo

Established in

2009

With Rang De from

2020

Founded by

Geeta Devi

Maitree Mahila Mandal Samiti Dooni works with small and marginal farmers from Rajasthan. The major source of income is agriculture and income through migration. The average landholding of farmers that the federation works with is about 1 acre while a few communities are also landless. As a result of lockdown, most of the community members have migrated back to the villages and the means of income is adversely affected. As a result, the cash flows of the community members are hit. These community members are looking for an alternative source of income by reviving their agricultural activities. Maitree supports the communities with the best agriculture and technical practices to ensure a good yield. Maitree Mahila Mandal Samiti Dooni is promoted by SRIJAN.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS