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Janaki Khora

#gogetter#hustler
Janaki needs essential labour, seeds, and equipment to begin the sowing season.

Agripreneur

Koraput, Orissa

20,000 Loan is fully repaid

273 potential days of livelihood i


Janaki is an experienced farmer. She has toiled on her farm for fifteen years. Janaki lives with a family of five and agriculture brings in the income to sustain the family. There are times when the going gets tough but Janaki never backs down. Due to a disruption in the supply chain, Janaki finds it difficult to get essential supplies for beginning the new Kharif season. With this loan, she will be able to buy quality seeds and fertilizers and it also will support her family through this crisis. Invest in Janaki and help her tide through these trying times.

I dream of purchasing gold for my daughters.

About Janaki Khora 's livelihood

Janaki is an agripreneur who works 6 hours a day for 7 days a week. With this loan Janaki will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

0.0% flat p.a.

0.0% APR

Social
Investor i

0.0%

0.0% APR

Impact
Partner i

up to 0.0%

0.0% APR

Platform
charges i

0.0%

0.0% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Harsha Trust

Orissa
Partner since 2020

About

Harsha Trust works collaboratively with NGOs, government and corporations to enable small and marginal farmers to increase their income. It primarily implements grassroots development projects for sustainable natural resource/enterprise-based livelihood generation and better health of communities.

Impact Narrative

With institutional credit drying up, Rang De has joined forces with Harsha Trust to provide small and marginal farmers interest free loans to purchase seeds and fertilisers for the Kharif season.

Rs 3,36,76,000

Disbursed

2011

Investees

100%

Repayments

The credit need among our community members is immediate. The timely credit from Rang De will help the farmers to grow the Kharif crop to their full capacity ensuring income and nutrition in their household during this time of uncertainty.

- Kallul Bora, Executive Director, Harsha Trust

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