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Janu

Devi

Agripreneur

Amli, Rajasthan

195 livelihood days

Borrower Image 1 Borrower Image 2

Janu

Devi

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Invest in Janu as she purchases seeds and fertilizers for sowing.

Agripreneur

Rajasthan

195 potential days of livelihood

20,000 loan is fully repaid

20,000 loan is fully repaid


About Janu

Janu Devi needs to begin sowing for the new season. She is from Amli, Rajasthan, and lives with a family of five. The recent disruption due to the COVID-19 crisis has made it difficult for Janu to procure essential supplies. She is falling short of options and time is ticking. With the help of this loan, she will be able to buy all the essentials required such as seeds and fertilizers, and begin the season on time. This will help her to have a successful harvest and fulfilling the needs of her family.

About Janu Devi's livelihood

Janu is an agripreneur who works 5 hours a day for 6 days a week. With this loan Janu will potentially obtain employment for 195 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Janu Devi has consented to pay the interest as below:

Investee
pays

0.00% flat p.a.

0.00% APR

Social
Investor

0.00%

0.00% APR

Platform
charges

0.00%

0.00% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

20,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Ghoomar Mahila Samiti
   
Partner logo

Established in

2015

With Rang De from

2020

Founded by

SAGI BAI

Registered under the societies registration act on 2nd February 2015, the federation comprises 4000 women. The federation works with the tribal communities of Rajasthan. The main source of income for the communities here is agriculture, stone-cutting and daily wage labour. With a strong presence of moneylenders charging exorbitant rates of interest, these communities have no other choice but to borrow at these rates to keep their business going. Ghoomar has been working tirelessly with these communities to help them build their livelihoods in a more sustainable manner by providing them with access to low cost credit and supporting their livelihood activities.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS