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Jema

Undil

Agripreneur

Keonjhar, Odisha

9,000 has been disbursed

156 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Jema

Undil

#hardworking# gogetter
Support Jema to pay the crop recurring charge and fix a drip irrigation system.

Agripreneur

Odisha

9,000 has been disbursed

156 potential days of livelihood

₹ 3,907.05 is
the current outstanding balance
56.59 0 0 43.41 5093 0 0 3907

57%

0%

0%

43%

About Jema

Jema has been a farmer all her life, and she has been farming as a professional for the last three years. Jema's education ended after fifth grade, and she joined her father in farming. Jema has worked really hard to bring about the best crop for her family, and she has been successful so far. She will use the loan to pay the crop recurring charge and fix the drip irrigation system on her land. She hopes for a profitable yield in the upcoming season so she can lead a better life. Invest in her now!

About Jema Undil's livelihood

Jema is an agripreneur who works 4 hours a day for 6 days a week. With this loan Jema will potentially obtain employment for 156 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Jema Undil has consented to pay the interest as below:

Investee
pays

3.00% flat p.a.

5.40% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

1.00%

1.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

₹ 9,000

Loan
tenure

15 months

Moratorium

3 months

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Collectives for Integrated Livelihood Initiatives
   
Partner logo

Established in

2007

With Rang De from

2021

Founded by

TODO

Collectives for Integrated Livelihood Initiatives(CInI), Janshedpur,, established on May 17,2007 is a nodal agency of tata trusts, anchoring the Central India Initiatives. CInI aims to transform the lives of tribal households in the Central India tribal belts, through building knowledge & scaling up programs in thematic area of agriculture productivity stabilization, forest based livelihoods, water resources development, drinking water & sanitization, microfinance & strengthening community based organisation. CInI work on Lakhpati Kisan Initiatives: creating 'Lakhpati Kisan' & building 'Smart Villages'

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3

₹ 3000

Proceed to Pay

3

Total: ₹3000

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