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John

Stephan K

logoAgripreneur

logo Pudukkottai, Tamil Nadu

logo 273 livelihood days Number of days of productive livelihood activity that this loan will potentially facilitate

b-img b-img

John

Stephan K

#breadwinner#hardworking
Fund John's buffalo purchase so he can bring his dairy business to life.

logoAgripreneur

logo Pudukkottai, Tamil Nadu

logo 273 potential days of livelihood Number of days of productive livelihood activity that this loan will potentially facilitate

30,000 loan is fully repaid

30,000 loan is fully repaid


John Stephan's five years in the animal husbandry business has him chasing his dreams. The humble father wants to make a buffalo purchase with the help of credit so he can support his small family. His dream is to start an independent dairy business where he can sell his milk produce, draw in more customers and then increase his monthly income. He hopes the additional income will ease the financial burden on his wife, who has been working tirelessly to make ends meet for the family. Lend a helping hand to John today.

My dream is to enjoy a secure future with my family.

About John Stephan K's livelihood

John is an agripreneur who works 7 hours a day for 6 days a week. With this loan John will potentially obtain employment for 273 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays The rate of interest charged to the investee

10.00% flat p.a.

18.00% APR

Social
Investor The rate of return an investor makes

4.00%

7.20% APR

Impact
Partner The rate of return an impact partner makes

up to 4.00%

7.20% APR

Platform
charges The charges, the platform incurs by offering it's services

2.00%

3.60% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI Equated Monthly Instalment

Investee
occupation

Animal husbandry

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Vrutti
   

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0