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John

Stephan K

Agripreneur

Pudukkottai, Tamil Nadu

273 livelihood days

Borrower Image 1 Borrower Image 2

John

Stephan K

#breadwinner#hardworking
Fund John's buffalo purchase so he can bring his dairy business to life.

Agripreneur

Tamil Nadu

273 potential days of livelihood

30,000 loan is fully repaid

30,000 loan is fully repaid


About John

John Stephan's five years in the animal husbandry business has him chasing his dreams. The humble father wants to make a buffalo purchase with the help of credit so he can support his small family. His dream is to start an independent dairy business where he can sell his milk produce, draw in more customers and then increase his monthly income. He hopes the additional income will ease the financial burden on his wife, who has been working tirelessly to make ends meet for the family. Lend a helping hand to John today.

About John Stephan K's livelihood

John is an agripreneur who works 7 hours a day for 6 days a week. With this loan John will potentially obtain employment for 273 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. John Stephan K has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Animal husbandry

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS