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Jyothi

#ambitious#gogetter
Help Jyothi provide a good education for her children by boosting cultivation.

Agripreneur

Ramanagra, Karnataka

10,000 has been disbursed

234 potential days of livelihood i

10,000 is the current outstanding balance


Jyothi has been cultivating her land for over ten years. Living with her family of four in Ramanagra, Karnataka, she wishes to continue farming on her land in the new season as well. But the current pandemic situation put the family in financial stress and she is unable to arrange credit. She needs a loan to buy quality inputs and prepare the land for sowing. Invest in Jyothi today as she hopes for a good season.

I wish to explore better farming opportunities.

About Jyothi 's livelihood

Jyothi is an agripreneur who works 6 hours a day for 6 days a week. With this loan Jyothi will potentially obtain employment for 234 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

5.0% flat p.a.

9.0% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 2.0%

3.6% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

A

Vrutti

Established in

2020

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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