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Jyoti

Agripreneur

Gulbarga, Karnataka

312 livelihood days

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Jyoti

#Provider#Growth
Jyoti wants to purchase seeds and fertilizers for the upcoming cultivation season.

Agripreneur

Karnataka

312 potential days of livelihood

10,000 loan is fully repaid

10,000 loan is fully repaid


About Jyoti

Jyoti is a poor farmer from Gulbarga District of Karnataka. She has been working tirelessly everyday for the last ten years in order to earn the daily bread and butter for her family of four. She wishes to purchase high grade seeds and fertilizers with the help of some credit, increase her harvest and provide better life and education to her children. Invest in Jyoti today for her better future!

About Jyoti 's livelihood

Jyoti is an agripreneur who works 8 hours a day for 6 days a week. With this loan Jyoti will potentially obtain employment for 312 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Jyoti has consented to pay the interest as below:

Investee
pays

5.00% flat p.a.

9.00% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

3.00%

5.40% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS