false
false 0 0 owT4EkaQFH

Jyoti

Palariya

logoRetailpreneur

logo Niwari, Madhya Pradesh

logo 40,000 has been disbursed

logo 364 livelihood days Number of days of productive livelihood activity that this loan will potentially facilitate

b-img b-img b-img

Jyoti

Palariya

#ambitious#positive
Support Jyoti to stock up her retail store and renovate it.

logoRetailpreneur

logo Niwari, Madhya Pradesh

logo 40,000 has been disbursed

logo 364 potential days of livelihood Number of days of productive livelihood activity that this loan will potentially facilitate

16,666.62 is
the current outstanding balance

100 0 0 23333 0 0

100%

0%

0%


Jyoti runs a small retail store where she sells a vast variety of household and cosmetic items. Jyoti's shop was open for four consecutive years. She is the sole breadwinner of the family and she has to work hard to provide for her family and meet the cost of her children's education. Jyoti is putting in her best efforts to sell quality items and earn a good income so she can meet the expenses of her struggling family. Buying more stock will help her attract more customers and earn more income. So you can also be a part in her growth by supporting her with this loan.

I wish to enjoy a secure future with my family.

About Jyoti Palariya's livelihood

Jyoti is a retailpreneur who works 8 hours a day for 7 days a week. With this loan Jyoti will potentially obtain employment for 364 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays The rate of interest charged to the investee

8.00% flat p.a.

14.40% APR

Social
Investor The rate of return an investor makes

3.20%

5.76% APR

Impact
Partner The rate of return an impact partner makes

up to 3.20%

5.76% APR

Platform
charges The charges, the platform incurs by offering it's services

1.60%

2.88% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

40,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI Equated Monthly Instalment

Investee
occupation

Retail store

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Indian Micro Enterprises Development Foundation
   view website

Established in

1995

With Rang De from

2021

Founded by

Dr.Ashok Khosla

Indian Micro Enterprises Development Foundation (IMEDF) is a social enterprise promoted by Development Alternatives Group with a vision to promote inclusive growth and inspire environmental sustainability through development of micro - enterprises.

whatsapp_icon

3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0