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Jyoti

Palariya

Retailpreneur

Tikamgarh, Madhya Pradesh

364 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Jyoti

Palariya

#ambitious#positive
Support Jyoti to stock up her retail store and renovate it.

Retailpreneur

Madhya Pradesh

364 potential days of livelihood

40,000 loan is fully repaid

40,000 loan is fully repaid


About Jyoti

Jyoti runs a small retail store where she sells a vast variety of household and cosmetic items. Jyoti's shop was open for four consecutive years. She is the sole breadwinner of the family and she has to work hard to provide for her family and meet the cost of her children's education. Jyoti is putting in her best efforts to sell quality items and earn a good income so she can meet the expenses of her struggling family. Buying more stock will help her attract more customers and earn more income. So you can also be a part in her growth by supporting her with this loan.

About Jyoti Palariya's livelihood

Jyoti is a retailpreneur who works 8 hours a day for 7 days a week. With this loan Jyoti will potentially obtain employment for 364 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Jyoti Palariya has consented to pay the interest as below:

Investee
pays

8.00% flat p.a.

14.40% APR

Social
Investor

3.20%

5.76% APR

Platform
charges

4.80%

8.64% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

40,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Retail store

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Indian Micro Enterprises Development Foundation
   view website
Partner logo

Established in

1995

With Rang De from

2021

Founded by

Dr.Ashok Khosla

Indian Micro Enterprises Development Foundation (IMEDF) is a social enterprise promoted by Development Alternatives Group with a vision to promote inclusive growth and inspire environmental sustainability through development of micro - enterprises.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS