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Jyoti

Bai

Retailpreneur

Alwar, Rajasthan

455 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Jyoti

Bai

#strength#positive
Jyoti needs to add products to her store.

Retailpreneur

Rajasthan

455 potential days of livelihood

49,500 loan is fully repaid

49,500 loan is fully repaid


About Jyoti

Jyoti is a resident of district Alwar, Rajasthan. She has been running an apparel store for over two years now, which has helped to provide a living for her family. She aspires to enhance her business and to be able to build a home for herself someday. Therefore, she would like to borrow some money to introduce kids clothing and cosmetic products to her store. Invest in Jyoti today!

About Jyoti Bai's livelihood

Jyoti is a retailpreneur who works 10 hours a day for 7 days a week. With this loan Jyoti will potentially obtain employment for 455 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Jyoti Bai has consented to pay the interest as below:

Investee
pays

6.00% flat p.a.

10.80% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

4.00%

7.20% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

49,500

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Apparel store

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Ibtada
   view website
Partner logo

Established in

1997

With Rang De from

2020

Founded by

Rajesh Singhi

Ibtada, meaning ‘the beginning’, is a not for profit organisation that was started in 1997 to uplift women and girls in the Alwar district of Rajasthan. Rural poverty and deprivation are a major issue grappling the region, and Ibtada has introduced interventions in the space of Education, Financial Inclusion, Livelihood Generation, and Awareness about Rights and Entitlements. Although Ibtada is hand holding women through the process, the ultimate aim is to make them independent and empowered to stand up for themselves. Ibtada has reached over 50,000 households in 400+ villages in Alwar District, Rajasthan.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS