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Sivalakshmi

Agripreneur

Kurnool, Andhra Pradesh

364 livelihood days

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Sivalakshmi

#resilient#achiever
Invest in Sivalakshmi to purchase seeds and fertilizers for the new season.

Agripreneur

Andhra Pradesh

364 potential days of livelihood

10,000 loan is fully repaid

10,000 loan is fully repaid


About Sivalakshmi

Sivalakshmi is a hard-working woman who is an expert in agriculture. She has been in the agriculture field for many years and has tremendous knowledge about how farming is done. Sivalakshmi owns land in Kurnool that she cultivates. One can always find her working hard in her field. With a loan, she would be able to purchase seeds and fertilizers for her land and start the new season on time. This will provide her with a profitable harvest. She is a hardworking woman and she dreams of becoming very rich in the future. Support Sivalakshmi's dream now!

About Sivalakshmi 's livelihood

Sivalakshmi is an agripreneur who works 8 hours a day for 7 days a week. With this loan Sivalakshmi will potentially obtain employment for 364 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Sivalakshmi has consented to pay the interest as below:

Investee
pays

5.00% flat p.a.

9.00% APR

Social
Investor

2.00%

3.60% APR

Platform
charges

3.00%

5.40% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments

Investee
occupation

Farming

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS