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Kalay Bai

Gotam

Agripreneur

Khandwa, Madhya Pradesh

364 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Kalay Bai

Gotam

#breadwinner# hardworking
Kalay needs a loan for goat rearing.

Agripreneur

Madhya Pradesh

364 potential days of livelihood

30,000 loan is fully repaid

30,000 loan is fully repaid


About Kalay Bai

The animal husbandry business is a way for Kalay and her husband to improve their standard of living. She is applying for a loan, and she will use it for rearing goats. With this loan, she will be able to feed the goats with fodder and grow healthy goats. In this way, she will increase the profitability of animal husbandry and improve her revenue as well. Invest in Kalay as she strives to provide better for the family.

About Kalay Bai Gotam's livelihood

Kalay Bai is an agripreneur who works 8 hours a day for 7 days a week. With this loan Kalay Bai will potentially obtain employment for 364 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Kalay Bai Gotam has consented to pay the interest as below:

Investee
pays

7.00% flat p.a.

12.60% APR

Social
Investor

3.00%

5.40% APR

Platform
charges

4.00%

7.20% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

18 months

Moratorium

2 months

Repayment
mode

EQI

Investee
occupation

Animal husbandry

Investee Credit Rating:
Excellent

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Spandan Samaj Sewa Samiti
   
Partner logo

Established in

2002

With Rang De from

2022

Founded by

Seema - Prakash

Spandan Samaj Sewa Samiti is a grassroots NGO working among the lesser known and nutritionally vulnerable Korku tribe in Khandwa district of MP. The key focus area is Food Security and Nutrition. With that regard we are currently trying to enhance the livelihood of marginalized families. The major areas considered are goatery and nano enterprises and women empowerment.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS