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Kalpana

Agripreneur

Chikkaballapur, Karnataka

273 livelihood days

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Kalpana

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Invest in Kalpana to purchase a cow and enhance her income.

Agripreneur

Karnataka

273 potential days of livelihood

30,000 loan is fully repaid

30,000 loan is fully repaid


About Kalpana

Kalpana has been in the animal husbandry business for over fifteen years which made her skilled at it. She lives with her family in Chikkaballapur, Karnataka. Now, Kalpana wants to expand her business and work towards enhancing her income. To do so, she needs some credit to purchase a cow and quality fodder. The small interest loan will enable Kalpana to provide better care to her animals. Invest in Kalpana today!

About Kalpana 's livelihood

Kalpana is an agripreneur who works 7 hours a day for 6 days a week. With this loan Kalpana will potentially obtain employment for 273 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Kalpana has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Animal husbandry

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Vrutti
   
Partner logo

Established in

2002

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS