Kalpeshwari Devi

#enterprising#hardworking
Support Kalpeshwari purchase a buffalo and kickstart a new dairy business

Agripreneur

Rudraprayag, Uttarakhand

318 potential days of livelihood i

35,000 is ready for disbursal


About Kalpeshwari Devi

Kalpeshwari Devi is a mumpreneur looking to take the next steps to grow her income. A resident of Rudraprayag, Kalpeshwari has been running a small farming business for the last 15 years, to support her three children and husband, Devendra who also works in the agricultural sector. She now wants to supplement her current income by purchasing a buffalo to kickstart a small milk business. She has managed to save up a fund of Rs. 20,000 but is in need of an additional Rs. 35,000 to make this purchase. Kalpeshwari hopes that this first step will set her on the path of being able to run a full-fledged dairy business in the near future. Support enterprising Kalpeshwari take this step forward.

My dream is to open a dairy shop.

About Kalpeshwari Devi 's livelihood

Kalpeshwari is a agripreneur who works 7 hours a day for 7 days a week. With this loan Kalpeshwari will potentially obtain employment for 318 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. The breakup depends on whether the social investor is a Seeker or Believer.

i

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

3.0%

5.4% APR

Investee
pays i

10.0% flat p.a.

18.0% APR

Social
Investor i

5.0%

9.0% APR

Impact
Partner i

up to 5.0%

9.0% APR

Platform
charges i

0.0%

0.0% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

35,000

Loan
tenure

18 months

Previous
loans

0

Investee
occupation

Animal husbandry

Investee Credit Rating i :
Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

B

The rating is derived from the following data points.

Credit
bureau
score i

No credit history available

 

Rang De confidence score

 i


B


×

Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

B

Co-curated and referred by our Impact Partner
Ushamath Mahila Mahasangh

Established in

2003

With Rang De from

2019

Founded by

Promoted by AT India Organization

UMM is an apex federation of women SHGs established in 2005, registered under Uttrakhand self-reliant cooperative act 2003, to meet the financial service needs of the poor living in one of the most underserved areas of Uttrakhand. UMM's mandate has been to focus on solutions that provide direct socio economic improvement to the marginalized and low-income households. AT India and UMM work in a predominantly rural, hill-based economy. There are limited avenues to credit access and lack of sustainable livelihood sources in these regions.

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