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Kalyani

Ghadge

Beautypreneur

Beed , Maharashtra

364 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Kalyani

Ghadge

#hustler#reselient
Kalyani needs a loan to restock her parlour.

Beautypreneur

Maharashtra

364 potential days of livelihood

30,000 loan is fully repaid

30,000 loan is fully repaid


About Kalyani

Kalyani is a hard-working woman. With the help of her husband's wages, she wants to make her beauty parlor successful by purchasing cosmetics from city markets. She also needs to buy skin creams, hair lotion, oils, and other beauty products for different customers. With this loan, Kalyani will be able to restock her beauty parlor and get more customers. With the hard work and perseverance of Kalyani, her business will grow and she can earn more money. The additional income can contribute to the growth of her family's living standard and she can build a sound future for her children.

About Kalyani Ghadge's livelihood

Kalyani is a beautypreneur who works 8 hours a day for 7 days a week. With this loan Kalyani will potentially obtain employment for 364 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Kalyani Ghadge has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

18 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Beauty parlour

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Navchetana Sarvagin Vikas Kendra
   
Partner logo

Established in

2008

With Rang De from

2020

Founded by

Manisha Ghule

Navchetana Sarvangin Vikas Kendra (NSVK) works with the most marginalised communities of Marathwada, Maharashtra to empower them socially and economically. Navchetna strives to transform unjust structures of the society from the grassroots, and build harmonious and self-sufficient communities for people from various religions, languages, and cultures.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS