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Kamiya

Agripreneur

Pali, Rajasthan

195 livelihood days

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Kamiya

#breadwinner#hardworking
Invest in Kamiya to prepare her land for the new season.

Agripreneur

Rajasthan

195 potential days of livelihood

30,000 loan is fully repaid

30,000 loan is fully repaid


About Kamiya

Kamiya is a resident of Pali and is a hard-working lady, who lives with her family in a rural area. Her husband is a farm laborer and they have a total of two acres of land in the village. Kamiya and her husband grow soybean and wheat in their land and often sell these crops to the local market at a higher rate, which contributes to their family income. With the onset of a new season, Kamiya needs a loan to invest in her land. This loan will help her prepare and level the land for the better cultivation of the crops. Invest in Kamiya as she wishes to get a good yield.

About Kamiya 's livelihood

Kamiya is an agripreneur who works 6 hours a day for 5 days a week. With this loan Kamiya will potentially obtain employment for 195 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Kamiya has consented to pay the interest as below:

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Platform
charges

6.00%

10.80% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Ghoomar Mahila Samiti
   
Partner logo

Established in

2015

With Rang De from

2020

Founded by

SAGI BAI

Registered under the societies registration act on 2nd February 2015, the federation comprises 4000 women. The federation works with the tribal communities of Rajasthan. The main source of income for the communities here is agriculture, stone-cutting and daily wage labour. With a strong presence of moneylenders charging exorbitant rates of interest, these communities have no other choice but to borrow at these rates to keep their business going. Ghoomar has been working tirelessly with these communities to help them build their livelihoods in a more sustainable manner by providing them with access to low cost credit and supporting their livelihood activities.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS