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Kamiya

logoAgripreneur

logo Pali, Rajasthan

logo 30,000 has been disbursed

logo 195 livelihood days Number of days of productive livelihood activity that this loan will potentially facilitate

b-img b-img b-img

Kamiya

#breadwinner#hardworking
Invest in Kamiya to prepare her land for the new season.

logoAgripreneur

logo Pali, Rajasthan

logo 30,000 has been disbursed

logo 195 potential days of livelihood Number of days of productive livelihood activity that this loan will potentially facilitate

7,494.78 is
the current outstanding balance

90.02 0 9.98 22505 2495 0

90%

10%

0%


Kamiya is a resident of Pali and is a hard-working lady, who lives with her family in a rural area. Her husband is a farm laborer and they have a total of two acres of land in the village. Kamiya and her husband grow soybean and wheat in their land and often sell these crops to the local market at a higher rate, which contributes to their family income. With the onset of a new season, Kamiya needs a loan to invest in her land. This loan will help her prepare and level the land for the better cultivation of the crops. Invest in Kamiya as she wishes to get a good yield.

I wish to cultivate more crops.

About Kamiya 's livelihood

Kamiya is an agripreneur who works 6 hours a day for 5 days a week. With this loan Kamiya will potentially obtain employment for 195 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays The rate of interest charged to the investee

10.00% flat p.a.

18.00% APR

Social
Investor The rate of return an investor makes

4.00%

7.20% APR

Impact
Partner The rate of return an impact partner makes

up to 4.00%

7.20% APR

Platform
charges The charges, the platform incurs by offering it's services

2.00%

3.60% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI Equated Monthly Instalment

Investee
occupation

Farming

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Ghoomar Mahila Samiti
   

Established in

2015

With Rang De from

2020

Founded by

SAGI BAI

Registered under the societies registration act on 2nd February 2015, the federation comprises 4000 women. The federation works with the tribal communities of Rajasthan. The main source of income for the communities here is agriculture, stone-cutting and daily wage labour. With a strong presence of moneylenders charging exorbitant rates of interest, these communities have no other choice but to borrow at these rates to keep their business going. Ghoomar has been working tirelessly with these communities to help them build their livelihoods in a more sustainable manner by providing them with access to low cost credit and supporting their livelihood activities.

whatsapp_icon

3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0