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Kamlesh Kumar

Vishvkarma

Retailpreneur

Jhansi, Uttar Pradesh

364 livelihood days

Borrower Image 1 Borrower Image 2 Borrower Image 3

Kamlesh Kumar

Vishvkarma

#provider#go-getter
Kamlesh needs to purchase materials for his retail store and decorate it.

Retailpreneur

Uttar Pradesh

364 potential days of livelihood

30,000 loan is fully repaid

30,000 loan is fully repaid


About Kamlesh Kumar

Kamlesh is a businessman and owns a retail store in Jhansi city, Uttar Pradesh. He has been working in the retail business for almost two years now and is doing really well. He has a lot of passion and enthusiasm for his work. Kamlesh wants to expand his business and set up a bigger store in the future. He has seen a good response and business from his existing customers and wants to grab this opportunity by expanding his market and helping more people. However, to further his business he needs a loan. He will purchase more goods and products for his store and sell at a fair price to his customers. Through this, he will be able to meet his customers' needs. Invest in Kamlesh as he hopes for a better life!

About Kamlesh Kumar Vishvkarma's livelihood

Kamlesh Kumar is a retailpreneur who works 8 hours a day for 7 days a week. With this loan Kamlesh Kumar will potentially obtain employment for 364 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Kamlesh Kumar Vishvkarma has consented to pay the interest as below:

Investee
pays

8.00% flat p.a.

14.40% APR

Social
Investor

3.20%

5.76% APR

Platform
charges

4.80%

8.64% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

12 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Retail store

Investee Credit Rating:
Very Good

Investee credit rating has been arrived at by our proprietary algorithm which factors in the following parameters: 1. Investee credit bureau scores 2. debt servicing ability

Co-curated and referred by our Impact Partner

Indian Micro Enterprises Development Foundation
   view website
Partner logo

Established in

1995

With Rang De from

2021

Founded by

Dr.Ashok Khosla

Indian Micro Enterprises Development Foundation (IMEDF) is a social enterprise promoted by Development Alternatives Group with a vision to promote inclusive growth and inspire environmental sustainability through development of micro - enterprises.

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3

3000

3

Total: ₹3000

FUNDS

INDIVIDUALS