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Kani

Bai

Agripreneur

Pali, Rajasthan

234 livelihood days

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Kani

Bai

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Kani needs credit to repair the well on her farm land for irrigation.

Agripreneur

Rajasthan

234 potential days of livelihood

₹ 90,000 loan is fully repaid

₹ 90,000 loan is fully repaid

About Kani

Kani Bai, a woman farmer from a village in Pali District is another aspiring entrepreneur who is looking for a loan to readily meet the requirements of her farming venture. She has one acre of land and lives with her husband and children. Farming is the only source of income for Kani and she does this whole-heartedly by working hard on her farm lands for a better future for her family. She wants to further develop her farmland and needs funds to carry out the repairs on her wells and to deepen them. This will help her in irrigating her crops in the upcoming cultivation season. Kani will be able to meet her goals and continue farming with dignity. Support her now!

About Kani Bai's livelihood

Kani is an agripreneur who works 6 hours a day for 6 days a week. With this loan Kani will potentially obtain employment for 234 days.

Interest Rate

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays

10.00% flat p.a.

18.00% APR

Social
Investor

4.00%

7.20% APR

Impact
Partner

up to 4.00%

7.20% APR

Platform
charges

2.00%

3.60% APR

Loan Details

The following section provides a detailed view of the investee loan requirement.

Loan
amount

₹ 90,000

Loan
tenure

15 months

Moratorium

None

Repayment
mode

EMI

Investee
occupation

Farming

Investee Credit Rating:
Adequate

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Co-curated and referred by our Impact Partner

Ghoomar Mahila Samiti
   
Partner logo

Established in

2015

With Rang De from

2020

Founded by

SAGI BAI

Registered under the societies registration act on 2nd February 2015, the federation comprises 4000 women. The federation works with the tribal communities of Rajasthan. The main source of income for the communities here is agriculture, stone-cutting and daily wage labour. With a strong presence of moneylenders charging exorbitant rates of interest, these communities have no other choice but to borrow at these rates to keep their business going. Ghoomar has been working tirelessly with these communities to help them build their livelihoods in a more sustainable manner by providing them with access to low cost credit and supporting their livelihood activities.

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3

₹ 3000

Proceed to Pay

3

Total: ₹3000

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