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Kavitha R

#breadwinner#hardworking
Help Kavitha have a quality life through the cultivation of her land.

Agripreneur

Pudukkottai, Tamil Nadu

10,000 has been disbursed

364 potential days of livelihood i

10,000 is the current outstanding balance


Kavitha has been farming for over twenty years. She lives with her family of five in Pudukkottai district of Tamilnadu. The current pandemic situation has made it hard for her to procure resources on time. She needs credit to buy seeds, fertilizers, and fertilizers, and pay for the labour to cultivate groundnut. The loan would allow her to have a good farming year and provide for her family better. Invest in Kavitha today!

I wish to purchase more agricultural land.

About Kavitha R's livelihood

Kavitha is an agripreneur who works 8 hours a day for 7 days a week. With this loan Kavitha will potentially obtain employment for 364 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

5.0% flat p.a.

9.0% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 2.0%

3.6% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

10,000

Loan
tenure

8 months

Moratorium

None

Repayment
mode

Flexible repayments i

Investee
occupation

Farming

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

B

Financial
Profile i

B

Vrutti

Established in

2020

With Rang De from

2020

Founded by

Raghunathan Narayanan

Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.

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