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Keshanta

Devi

logoRetailpreneur

logo Alwar, Rajasthan

logo 30,000 has been disbursed

logo 500 livelihood days Number of days of productive livelihood activity that this loan will potentially facilitate

b-img b-img b-img

Keshanta

Devi

#achiever#growth
Keshanta Devi needs credit to set up a cosmetics shop.

logoRetailpreneur

logo Alwar, Rajasthan

logo 30,000 has been disbursed

logo 500 potential days of livelihood Number of days of productive livelihood activity that this loan will potentially facilitate

7,500 is
the current outstanding balance

81.82 4.55 13.64 22500 3750 1250

82%

14%

5%


Keshanta Devi lives in Alwar, Rajasthan, where she is an entrepreneur. She lives with a family of three. Her husband works as a daily wage labour. Keshanta has been looking at opportunities of contributing to her family's income. She is now planning to open a cosmetic shop. She is looking to set up a shop and reach out to customers in her village to enhance her livelihood. Invest in Keshanta so that she can set up a business that she has been long dreaming for.

I wish to build a big house for my family.

About Keshanta Devi's livelihood

Keshanta is a retailpreneur who works 11 hours a day for 7 days a week. With this loan Keshanta will potentially obtain employment for 500 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays The rate of interest charged to the investee

6.00% flat p.a.

10.80% APR

Social
Investor The rate of return an investor makes

2.00%

3.60% APR

Impact
Partner The rate of return an impact partner makes

up to 3.00%

5.40% APR

Platform
charges The charges, the platform incurs by offering it's services

1.00%

1.80% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI Equated Monthly Instalment

Investee
occupation

Retail store

The credit rating of the investee is arrived at by using a proprietary algorithm that factors in the investee’s credit score and the performance rating of the Impact Partner.

Ibtada
   view website

Established in

1997

With Rang De from

2020

Founded by

Rajesh Singhi

Ibtada, meaning ‘the beginning’, is a not for profit organisation that was started in 1997 to uplift women and girls in the Alwar district of Rajasthan. Rural poverty and deprivation are a major issue grappling the region, and Ibtada has introduced interventions in the space of Education, Financial Inclusion, Livelihood Generation, and Awareness about Rights and Entitlements. Although Ibtada is hand holding women through the process, the ultimate aim is to make them independent and empowered to stand up for themselves. Ibtada has reached over 50,000 households in 400+ villages in Alwar District, Rajasthan.

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3

3000

3

Total: ₹3000

Your Investees

Total Lives Impacted

0

Days of Livelihood

0