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Keshanta Devi

#achiever#growth
Keshanta Devi needs credit to set up a cosmetics shop.

Retailpreneur

Alwar, Rajasthan

30,000 has been disbursed

500 potential days of livelihood i

26,250 is the current outstanding balance

100 0 0 3750 0 0

100%

0%

0%


Keshanta Devi lives in Alwar, Rajasthan, where she is an entrepreneur. She lives with a family of three. Her husband works as a daily wage labour. Keshanta has been looking at opportunities of contributing to her family's income. She is now planning to open a cosmetic shop. She is looking to set up a shop and reach out to customers in her village to enhance her livelihood. Invest in Keshanta so that she can set up a business that she has been long dreaming for.

I wish to build a big house for my family.

About Keshanta Devi's livelihood

Keshanta is a retailpreneur who works 11 hours a day for 7 days a week. With this loan Keshanta will potentially obtain employment for 500 days.

The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges.

Investee
pays i

6.0% flat p.a.

10.8% APR

Social
Investor i

2.0%

3.6% APR

Impact
Partner i

up to 3.0%

5.4% APR

Platform
charges i

1.0%

1.8% APR

The following section provides a detailed view of the investee loan requirement.

Loan
amount

30,000

Loan
tenure

24 months

Moratorium

None

Repayment
mode

EMI i

Investee
occupation

Retail store

i :

B

Rang De Credit Rating A B C
What it means Low Risk Medium Risk High Risk

The rating is derived from the following data points.

Credit
bureau
score i

 

A

Rang De confidence score

 i


B


Partner
Rating i

B

Loan
Profile i

A

Financial
Profile i

A

IBTADA

Established in

1997

With Rang De from

2020

Founded by

Rajesh Singhi

Ibtada, meaning ‘the beginning’, is a not for profit organisation that was started in 1997 to uplift women and girls in the Alwar district of Rajasthan. Rural poverty and deprivation are a major issue grappling the region, and Ibtada has introduced interventions in the space of Education, Financial Inclusion, Livelihood Generation, and Awareness about Rights and Entitlements. Although Ibtada is hand holding women through the process, the ultimate aim is to make them independent and empowered to stand up for themselves. Ibtada has reached over 50,000 households in 400+ villages in Alwar District, Rajasthan.

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