Kidiyala Ganapathi has been cultivating his land for over nine years to support his family of four. Now, with the onset of a new season, Ganapathi needs some credit to purchase high-quality seeds and fertilizers and start the season on time. Ganapathi hopes for a good yield and profit to overcome the ill effects of the pandemic he had on his family. Invest in Ganapathi now!
Kidiyala is an agripreneur who works 8 hours a day for 6 days a week. With this loan Kidiyala will potentially obtain employment for 312 days.
The interest rate charged is split into returns for the social investor, fees for the impact partner and platform charges. Kidiyala Ganapathi has consented to pay the interest as below:
Investee
pays
5.00% flat p.a.
9.00% APR
Social
Investor
2.00%
3.60% APR
Platform
charges
3.00%
5.40% APR
The following section provides a detailed view of the investee loan requirement.
Loan
amount
₹ 10,000
Loan
tenure
8 months
Moratorium
None
Repayment
mode
Flexible repayments
Investee
occupation
Farming
Established in
2002
With Rang De from
2020
Founded by
Raghunathan Narayanan
Vrutti is a centre for sustainable livelihoods enhancing people’s well-being through knowledge, innovation and transformative actions. They work through an ecosystem approach integrating and delivering services that empower small producers and marginalized grow their way out of poverty and uncertainty and to be 3 times more profitable.
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